• Welcome to SMARTCREDIT +

    You are SMART, you need CREDIT and you want PLUS

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  • I'm buying my house

    If you want to finance the purchase of your habitual residence.

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  • Second home

    If you want to finance the purchase of your second home.

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  • 100% mortgage

    If you want to finance 100% of the appraisal value.

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  • Double guarantee

    If you want to finance more than 100% of the sale.

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  • I am an investor

    If you want to buy to rent with the best conditions.

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  • Mortgage change

    If you are not happy with your current mortgage and want to change it.

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Advantages of managing your mortgage with us


SPEED

You will shorten the signing deadlines because we have all the processes automated.

SAVING

We're going to get you better rates than you could ever get.

SIMPLICITY

All procedures will be 100% ONLINE except for the signature at the notary's office.

COMFORT

We take care of everything. Just choose the best offer.

Are you looking for the best mortgage on the market and the easiest way to get it?


*Subject to approval by the entity or entities and subject to the purchase of products that subsidize the rate.

Variable rate mortgage

From Euribor +0.30% throughout the duration of the mortgage.
Calculate my fee

Mixed type at 3 years

From 0.99% fixed for 3 years and Euribor +0.20% for the rest.
Calculate my fee

Mixed type at 5 years

From 1.10% fixed
for 5 years and Euribor +0.30% for the rest.
Calculate my fee

Mixed type at 7 years

From 1.40% fixed for 7 years and Euribor +0.30% for the rest.
Calculate my fee

Mixed rate at 10 years

From Euribor +0.30% throughout the duration of the mortgage.
Calculate my fee

Mixed type at 15 years

From 0.99% fixed for 3 years and Euribor +0.20% for the rest.
Calculate my fee

Mixed type at 20 years

From 1.10% fixed
for 5 years and Euribor +0.30% for the rest.
Calculate my fee

Fixed rate mortgage

From 1.40% fixed for 7 years and Euribor +0.30% for the rest.
Calculate my fee

If you are SMART, you need CREDIT and you want PLUS we are

your best option to find your MORTGAGE.


How do we work?

We show it to you


Request a personalized study

Complete the information we need

Enter your customer area and upload the documentation

We send your operation to the appropriate entities

Once pre-approved, we request an appraisal

The mortgage is signed without you having to take care of anything

Yes, we will work for you at no cost. We are paid by banks for bringing them clients like you.

We work with the financial institutions you need for your mortgage

Do you know what kind of house you can buy?

CALCULATE FOR FREE THE VALUE OF THE HOUSE YOU CAN BUY ACCORDING TO YOUR INCOME, EXPENSES, SAVINGS AND AGE.

What do our customers say about us?

Thanks to Smart Credit Plus I have been able to get incredible conditions for my mortgage. Their personalized attention and speed in managing the entire process made buying my house much easier than I expected.


Antonio Lopez

Sevilla

I had tried to improve my mortgage several times without success, but the Smart Credit Plus team not only found a better option, but they explained each step clearly to me. Highly recommended.


Maria Gomez

Valencia

I am a civil servant and had specific needs for my mortgage. Smart Credit Plus understood my requirements and found a perfect solution for me. The treatment is professional and friendly.


Javier Martinez

Madrid

I thought it would be difficult to get financing for my second home, but with Smart Credit Plus it was a smooth and easy process. I am very happy with the result.


Laura Sanchez

Barcelona

I needed to change my mortgage to save on interest, and thanks to Smart Credit Plus I now pay a much lower monthly payment. They are very efficient and always available to answer questions.


Raul Fernandez

Malaga

I wanted to invest in a property to rent, and with the help of Smart Credit Plus I found a mortgage adapted to my needs.


Carmen Rodriguez

Bilbao

Request More Information

Discover how SmartCredit can transform your financial choices. Our team of experts is ready to offer you customized solutions at no cost. Take advantage of our advanced technology and industry expertise to get the credit you need. Click the button to start your path to financial success!


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